Off road vehicles are loads of fun! Whether you are using yours as a weekend cruiser, for hunting, or just around the farm, you need off road vehicle insurance. Having it stolen, damaged or wrecked can cost lots of money and ruin your fun.
Childress Insurance Agency offer a variety of insurance coverage for your ATV including:
Comprehensive- In most instances this will cover your ATV if it is damaged by fire, tornado, theft, vandalism, an animal or flooding. All you have to pay is the deductible.
Collision pays for physical damage to your ATV if you hit a tree, a parked vehicle, another ATV, a fence, a big rock or stump, etc. You would just have to pay the deductible. Because of the way that ATVís are used, collision coverage does not pay for scrapes, minor dents and other cosmetic non-structural damage.
Liability pays for injuries to people or damage to property caused by your ATV.
Uninsured/Underinsured Motorist Coverage pays for your injuries and your property if the person at fault does not have insurance or have enough insurance.