Flood Insurance

Many homeowners learn too late that their homeowner’s policy may exclude coverage in the case of a flood. Although it may not seem like much, even a few inches of water can cause serious damage; resulting in thousands of dollars in repair and restoration costs. Flood insurance offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, etc.

Whether you own a single-family home, condo, vacation rental or rental property, at Childress Insurance Agency, we can find you policies that will:

• Pay for damage to your dwelling or building and items such as the furnace and water heater.
• Cover your furniture, rugs, appliances, and clothing (subject to limitations in basement areas).
• Offer property protection that pays for sandbagging and other expenses for preventing flood damage.
• Enable a cleanup reimbursement to cover costs of cleaning your home and removing debris after flooding.

By federal law, a flood insurance policy will not go into effect until 30 days after its purchase. However, if you purchase your flood insurance policy in connection with your mortgage closing, the policy will be effective at the time of closing.

Contact us today if you are interested in a quote for flood insurance.

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