Homeowner's policies do not cover earthquakes unless they have been endorsed to include the coverage. Protecting your family’s most valuable asset from a damaging earthquake requires the purchase of earthquake insurance. We offer earthquake insurance as part of a homeowner's package. That is the least expensive way to purchase it. We also offer stand alone earthquake policies. They are substantially more expensive. We offer very competitive earthquake insurance products from a choice of different insurance companies. We help you choose the product that best fits your needs.