Many people learn too late that most homeowner’s policies exclude any coverage in the case of a flood. Flood insurance provides protection for destruction caused by floods. Although it may not seem like much, even a few inches of water can cause serious damage; resulting in thousands of dollars in repair and restoration costs. Flood insurance offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, etc.
Whether you own a single family home, or a two or three family house, condo, vacation rental or rental property, flood insurance policy from Childress Insurance Agency can offer you:
By federal law, a flood insurance policy doesn’t go into effect until 30 days after its purchase. However; if you purchase your flood insurance policy in connection with your mortgage closing, the policy will be effective at the time of closing.
Think you are not at risk? Consider this: