Your home could easily be your most valuable asset. When your home is damaged or destroyed, you need your claim settled quickly and fairly. It’s important to understand that minimum liability coverage is not sufficient protection against a major loss. In effect, we take the time to identify your family’s total exposure to risk.
We represent a number of excellent companies that specialize in homeowner’s insurance. On an annual basis, our insurance specialist will request to review your coverage with you to determine whether your exposures have changed in the last year. If so, this review will allow us to make changes as your needs change and will also ensure that you receive all the discounts that you deserve on your home insurance.
There are numerous discounts available, depending on the carrier. To name a few, discounts are available for having alarm systems, having newer roofs, having your home and auto insurance with the same company and even more discounts are available for having additional policies with the same company. You can get a loss free discount, a discount for being retired, a smoke free discount, etc.
Dependent on your needs and circumstances, we are able to offer coverage for: