Personal Insurance Review

Change in marital status, recent or upcoming?

Any new kids in the family?

Changed jobs recently?

Anyone work out of a home office?

Anyone in household self-employed full- or part-time?

Hire anyone to work in your home such as a nanny, a housekeeper, a caregiver, etc?

Anyone create or post content for a website or a blog for work/pleasure?

Garaging address changed and now different from home address?
*garaging means location where a vehicle is primarily parked overnight

Any vehicle(s) have customized equipment permanently installed?

Recently paid off a loan on your vehicle?

Any vehicle used for any business purposes?

use a company car that you don't own?

Anyone not listed as a driver on your policy use your vehicle(s) regularly?

Discounts and potential savings considerations:

You or your spouse/partner have an auto policy elsewhere?

Consider increasing your deductible to lower your premium?

Car(s) have anti-theft device(s) of any type?

Member of a motor club, i.e. AAA, GM Motor Club, Onstar, etc.?

Use public transportation to commute to work on an ongoing basis?

A student on your policy has a grade average of "B" or 3.0 or higher?

A driver has completed an approved advanced driver training program?

Are you currently on an automatic payment plan?

...If not, would you be interested in automatic payments to receive a discount?

Do your home and auto liability limits cover your assets (home equity, retirement, savings, etc.)....

Rental/substitute transportation in the event of an accident

Auto loan/lease gap coverage*

new vehicle replacement value coverage*

Accident forgiveness policy feature*

Disappearing deductible for no accidents feature*

* Only available through certain insurance carriers.
Qualifying restrictions and limitations apply.

Home and valuables

Made any home improvements that you haven't informed us of?

Consider increasing your deductible to lower your premium?

Store business property at your residence or in your vehicle?

Have a second home or investment property home

Rent all or a portion of any properties that you own?

Have any valuable jewelry, guns, collectibles, etc. that we have not discussed?

Home is in a legal trust?

Recently paid off your mortgage?

Other recreational vehicle(s)?