Accidents happen, it is part of life! Whether the accident includes a quick trip to the emergency room or a lengthy hospital stay, medical expenses are involved. When the accident occurs on the job, it’s the employer who picks up the tab. Companies can’t afford not to purchase worker’s compensation insurance. A business with worker’s compensation insurance is protected from civil lawsuits regarding on the job injuries.
Worker’s compensation insurance covers medical expenses, rehabilitation, permanent disability, and a portion of the injured employees wages. A death benefit is paid to the worker’s beneficiary if an on the job injury results in the worker’s death.
We at Childress Insurance Agency will make sure that your employees are properly classed. We have found that a lot of businesses are classed incorrectly resulting in business owners paying higher insurance premiums. We will help save you money wherever possible. We will help with audits and allow you the use of our conference room, if needed, to meet with the auditor. We will place your general liability insurance coverage with the same company that we place your worker’s compensation insurance through, if possible, which results in you having to deal with one auditor. This will save you time and reduce the amount of work that you have to put into preparing for the audit.
Childress Insurance Agency can provide you with a program that ensures the protection of both you and your employees. We can also provide you with a free worker’s compensation insurance quote. The quote is free, so why not allow us the opportunity to quote it for you. You may be surprised at how much money you can save by choosing to place your business with our agency.