Commercial auto insurance premiums can be lowered by:
- Business Location - The location of the vehicles determines premiums for theft.
- Driving Records - Hire only qualified drivers with safe driving records.
- Choice of Vehicle - Sales people may want sports cars, but domestic, mid-sized sedans have the lowest premiums.
- Deductibles - The higher the deductible, the lower the premium.
- Safety and Anti-Theft Devices - Alarms, GPS tracking, air bags, and other such devices can significantly lower premiums.
- Some companies offer multi policy discounts for having another policy with them.